Trade Notice No. 31/2025-26, Dated 06-03-2026
The Directorate General of Foreign Trade (DGFT) has issued a Trade Notice launching the Credit Assistance for E-Commerce Exporters intervention under the Export Promotion Mission (EPM) – Niryat Protsahan, with prospective effect.
The initiative is aimed at improving access to working capital for Micro, Small and Medium Enterprises (MSMEs) engaged in cross-border e-commerce exports.
1. Objective of the Intervention
The scheme seeks to support MSME exporters by enabling them to:
- Manufacture and stock goods in advance of anticipated global demand
- Manage working capital requirements effectively
- Expand their participation in cross-border e-commerce markets
- Strengthen their presence in global value chains
The intervention is intended to address liquidity constraints commonly faced by exporters engaged in online international trade.
2. Credit Support Mechanism
Under the scheme, exporters will receive financial support through:
- Credit guarantee cover, and
- Interest subvention
These benefits will apply to working capital facilities such as:
- Cash credit
- Overdraft facilities
extended by eligible banks and financial institutions.
3. Implementation through Exim Bank
The intervention will be implemented on a pilot basis through the Export-Import Bank of India (Exim Bank).
Exim Bank will play a key role in facilitating the credit support mechanism and operationalising the scheme.
4. Operational Guidelines
The Trade Notice also provides that detailed operational and procedural guidelines will govern the implementation of the scheme. These guidelines outline the framework for eligibility, credit support mechanisms, and administrative processes involved in the intervention.
5. Significance of the Initiative
The scheme is expected to:
- Strengthen financial access for MSME exporters
- Encourage participation in the rapidly growing global e-commerce export ecosystem
- Enhance export competitiveness of Indian enterprises
- Support the broader objectives of the Export Promotion Mission (EPM).
By addressing working capital challenges, the initiative aims to enable MSME exporters to scale their operations and expand into international markets more effectively.
